Insurance & Financing

Keeping Care Affordable

At Worcester Cosmetic & Restorative Dentistry, we want you to feel comfortable during every aspect of your visit with us, including financial arrangements. We make every effort to help our patients fit the dental treatment they need into their budgets in a most comfortable manner. If you have any questions, contact our office and one of our knowledgeable team members would be happy to speak with you.

insurance and payment

We are happy to bill your dental insurance plan on your behalf to help you maximize your benefits. Each dental insurance plan is unique; however, our knowledgeable treatment coordinator is happy to give you an estimate of what your plan may cover to help defray your out-of-pocket costs. Please contact us for more information about your dental insurance.

Worcester Cosmetic & Restorative Dentistry accepts cash, checks, and most major credit cards for payment for dental treatment at the time of service. We can work with the majority of PPO providers and are in networks with the following insurances:

no insurance? no problem. we have financing options!

Patients who would like to break their treatment costs into affordable monthly payments can benefit from working with a financing company. It’s easy and quick to apply for, and you’ll receive a decision right away so you can proceed with your treatment promptly.

Contact Worcester Cosmetic & Restorative Dentistry today at (508) 852-1900, and speak with one of our treatment coordinators if you would like more information about our financing options.

In-House Membership Plans

smile and save today!

At Worcester Cosmetic & Restorative Dentistry, we believe that everyone deserves access to high-quality dentistry. To facilitate this, we offer our patients the option to join our In-House Membership Plan. Forget about dealing with insurance, we’ve got you covered! The benefits of our in-house discount membership include:

SIngle
$409 Annual Payment
Couple
$789 Annual Payment
membership plan includes:
exclusive membership savings:

this is a discount plan, not a dental insurance plan. exclusions apply:

  • It cannot be used in conjunction with another dental plan, dental insurance, or financing program such as CareCredit.
  • This plan is only honored at Worcester Cosmetic & Restorative Dentistry. It cannot be used at any other dental or specialist office.
  • This plan cannot be used for hospitalization or hospital charges of any kind.

member limitations

  • Any unused services within the patient membership are nontransferable to other plan members regardless of the service.
  • Any missed appointments or cancellations not made within 48 hours of the appointment may be charged a cancellation fee.
  • All payments are due in full at the time services are rendered.
  • No refunds.

program guidelines

  • No other discounts with this offer.
  • Periodontal maintenance (if necessary) is an additional $290 per member.
  • Membership is not for re-sale.
  • All membership fees are due at the time of registration and are non-refundable.
  • Membership valid for one year after purchase.
  • Yearly renewal includes whitening gift.